Well, we've done it. We've opened a new travel rewards credit card and we plan to put most of our expenses on it instead of continuing the cash diet we've been on the last three years. It's a big step for us. Not because we're bad with credit (we pay everything off, every month) but because it's an added step that could, if done correctly, add up to big savings for family trips down the road.
We start in 2 weeks. I'll let you know how it goes. We've been thinking budget quite a bit lately.
And we know that the key to this is to do it like you would cash. Put everything on. Pay everything off. Immediately. Keep to the budget just like any other day.
What about you? Are you cash or credit or both?